HCB Financial Corp.

HCB Financial Corp. is a privately-held bank holding company headquartered in Hastings, Michigan. The Company's wholly owned subsidiary, Hastings City Bank, operates seven full-service banking offices.

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For information about HCB Financial Corp. stock, please contact our Corporate Treasurer,
Joan M. Heffelbower.

For information on your HCB Financial Corp stock, please contact our Registrar and Transfer Agent, Broadridge at:

By U.S. Mail:
HCB Financial Corp.
c/o Broadridge Corporate Issuer Solutions
P.O. Box 1342
Brentwood, NY 11717

By Overnight Packages:
HCB Financial Corp.
c/o Broadridge Corporate Issuer Solutions
1155 Long Island Ave.
Edgewood, NY 11717

By Phone:
855-449-0975 (Toll-Free)
720-378-5970 (International Toll)

By E-mail:
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