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    <title>News &amp; Announcements</title>
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    <item>
      <title>Bill Pay Upgrade Information</title>
      <link>https://www.hastingscitybank.com/index.php/news/read/bill-pay-upgrade-2012</link>
      <description>Click the links below for more information.


Bill Pay Conversion Letter.Bill Pay Conversion Demo.Bill Pay Conversion FAQs.</description>
      <dc:date>2012-01-17T20:16:01+00:00</dc:date>
    </item>

    <item>
      <title>Important Information About Online Banking Security</title>
      <link>https://www.hastingscitybank.com/index.php/news/read/banking-security</link>
      <description>Important Facts About Your Account Authentication &amp;amp; Online BankingMulti&#45;factor authentication and layered security are helping assure safe Internet transactions for banks and their customers.


Click image to download PDF copy of Important Information About Online Banking Security.</description>
      <dc:date>2012-01-03T16:30:59+00:00</dc:date>
    </item>

    <item>
      <title>HCB Earns Highest 5&#45;Star Superior Safety Rating!</title>
      <link>https://www.hastingscitybank.com/index.php/news/read/news-post-bauer-12112</link>
      <description>Community Focus Pays Off

&amp;nbsp;December 2011:&amp;nbsp; BAUERFINANCIAL, Inc., Coral Gables, Florida, the nation’s leading bank rating and research firm, proudly recognizes Hastings City Bank, Hastings, Michiganas a Superior 5&#45;Star rated bank. A 5&#45;Star rating denotes that Hastings City Bank is one of the best in the nation in terms of its overall financial performance. In fact, Hastings City Bank has earned this 5&#45;Star Superior rating for the last 9 consecutive quarters.

“The recent uproar against Big Banks has shed a whole new light on community banks, and for good reason,” observes Karen L. Dorway, president of BAUERFINANCIAL. “While the primary focus of the big banks is dividend payments, smaller banks tend to be locals and therefore more in tune with the communities they serve. This community focus has paid off as Hastings City Bank has earned Bauer’s highest 5&#45;Star rating for strength and stability. 
 
Established in 1886, Hastings City Bank has proudly served its local communities for 125 years. It currently operates through conveniently located offices in Bellevue, Caledonia, Hastings, Middleville, Nashville and Wayland and can be found on the internet at www.hastingscitybank.com.

Hastings City Bank: We&#8217;re committed to providing and maintaining the personal, hometown service that has been our hallmark since 1886.

BAUERFINANCIAL, Coral Gables, Florida, the nation’s leading independent bank and credit union rating and research firm, has been reporting on and analyzing the performance of U.S. banks and credit unions since 1983. No institution pays BauerFinancial to rate it, nor can any choose to be excluded. Consumers may obtain star&#45;ratings by visiting www.bauerfinancial.com.

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BAUERFINANCIAL, INC. P.O. Box 143520, Coral Gables, FL 33114
Click image to download official copy of press release.</description>
      <dc:date>2011-12-20T14:36:01+00:00</dc:date>
    </item>

    <item>
      <title>Holiday Hours</title>
      <link>https://www.hastingscitybank.com/index.php/news/read/holiday-hours-dec2011</link>
      <description>All Hastings City Bank locations will be closed on Monday, December 26 and Monday, January 2 in observance of the legal holidays. Online Banking and ATMs are available 24 hours a day!</description>
      <dc:date>2011-12-13T16:08:50+00:00</dc:date>
    </item>

    <item>
      <title>New Hours!</title>
      <link>https://www.hastingscitybank.com/index.php/news/read/new-hours</link>
      <description>Effective January 1st, 2012.

Click here for more information.</description>
      <dc:date>2011-12-01T19:50:00+00:00</dc:date>
    </item>

    <item>
      <title>Holiday Hours</title>
      <link>https://www.hastingscitybank.com/index.php/news/read/holiday-hours-nov2011</link>
      <description>All Hastings City Bank locations will be closed on Thursday, November 24 for Thanksgiving Day.&amp;nbsp; ATMs and Online Banking are available 24 hours a day!</description>
      <dc:date>2011-11-10T21:02:09+00:00</dc:date>
    </item>

    <item>
      <title>125th Anniversary Customer Celebration</title>
      <link>https://www.hastingscitybank.com/index.php/news/read/125th-anniversary</link>
      <description>Hastings City Bank will be celebrating our 125th Anniversary with our customers on Friday, October 28. Stop in any Hastings City Bank branch for anniversary cake and share some memories with us!</description>
      <dc:date>2011-10-19T15:40:45+00:00</dc:date>
    </item>

    <item>
      <title>HCB Earns Highest 5&#45;Star Superior Safety Rating!</title>
      <link>https://www.hastingscitybank.com/index.php/news/read/news-post-bauer-0911</link>
      <description>Proven Today; Primed for Tomorrow

&amp;nbsp;September 2011:&amp;nbsp; Hastings City Bank, Hastings, Michigan is once again proud to be recognized as a superior 5&#45;Star rated bank by BAUERFINANCIAL, Inc., Coral Gables, Florida, the nation’s leading bank rating and research firm. To earn this rating Hastings City Bank must not only report impressive capital levels, but also an enviable loan portfolio with negligible levels of delinquent loans.

That’s a combination that has been hard to come by the past couple of years. Yet, Hastings City Bank has managed to do it. With that, BAUERFINANCIAL bestows its highest 5&#45;Star Superior rating on Hastings City Bank denoting the highest level of strength and performance that a bank can receive. In fact, Hastings City Bank has earned this 5&#45;Star Superior rating for the last 8 consecutive quarters.

“Not only has Hastings City Bank proven its efficacy yesterday and today, it is also primed for whatever tomorrow may bring,” observes Karen L. Dorway, president of BAUERFINANCIAL. “The past three years have put a considerable amount of pressure on our nation’s banks and we are pleased to see community banks, like Hastings City Bank, still able to shine.”

Hastings City Bank was established in 1886 and has been effectively meeting the needs of its local communities for 125 years. It currently operates through conveniently located offices in Bellevue, Caledonia, Hastings, Middleville, Nashville and Wayland and can be found on the internet at www.hastingscitybank.com.

Hastings City Bank: We&#8217;re committed to providing and maintaining the personal, hometown service that has been our hallmark since 1986.

BAUERFINANCIAL, Coral Gables, Florida, the nation’s leading independent bank and credit union rating and research firm, has been reporting on and analyzing the performance of U.S. banks and credit unions since 1983. No institution pays BauerFinancial to rate it, nor can any choose to be excluded. Consumers may obtain star&#45;ratings by visiting www.bauerfinancial.com.

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BAUERFINANCIAL, INC. P.O. Box 143520, Coral Gables, FL 33114
Click image to download official copy of press release.</description>
      <dc:date>2011-09-23T18:17:49+00:00</dc:date>
    </item>

    <item>
      <title>You and Your Credit</title>
      <link>https://www.hastingscitybank.com/index.php/news/read/you-and-your-credit</link>
      <description>The Importance of a Good Credit ReportPresented by Hastings City Bank

Learn what you need to know about credit reports and credit scores, including how to check
your credit annually and what you can do to improve your credit.

Date: Tuesday, October 18, 2011 • 6:00 to 7:00 p.m.
Location: Hastings City Bank community room, 150 West Court St., Hastings

This educational seminar is offered to the community at
no charge. Reservations are requested to 269&#45;948&#45;5579.
Refreshments will be served.</description>
      <dc:date>2011-09-19T16:29:09+00:00</dc:date>
    </item>

    <item>
      <title>Did You Know?</title>
      <link>https://www.hastingscitybank.com/index.php/news/read/did-you-know</link>
      <description>Did you know that debit card transactions can be done by signature (credit) or pin (debit)?&amp;nbsp; Signature transactions allow you access to a larger daily balance.&amp;nbsp; Pin based transactions allow you access to cash.&amp;nbsp; For larger purchases, using a signature based transaction will keep your cash limit available.&amp;nbsp; Simply ask for credit at checkout.</description>
      <dc:date>2011-09-12T15:43:57+00:00</dc:date>
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