Personal Banking

HCB Interest Checking

Earns interest with higher returns on higher balances. Horizons Club membership available.

Account Benefits
  • Free Online Banking and Bill Pay
  • eStatements
  • HCB Foreign ATM fee waivers
  • ATM surcharge refunds***
  • 2 free Cashiers Checks per month
  • Horizons Club membership opportunities**
  • FDIC Insured
Special Benefits
  • Overdraft protection available*/**
  • Access your cash for free at any HCB ATM with your HCB Cash Card Plus
  • No per debit fees
  • 24 Hour Banking through HCB Home Banking Center

Request for ATM Surcharge Refund Form

*May be subject to credit approval. **Please see HCB representative to enroll. ***Up to $15 per statement. Please see HCB representative for details.