Youth and Young Adult Product Offerings – Overview
Smart Start Savings
Hastings City Bank Smart Start Savings is a savings account designed for people under the age of 18. With each account you open, your young saver receives a piggy bank to encourage saving.
At age 12 a Smart Start Savings member may apply for a HCB Cash Card, which allows up to $50.00 ATM withdrawals from the account.*
At age 16 you may request an Options Checking Account and higher ATM and Point of Sale transaction limits.*
Options Checking Account
This account is designed for those ages 16 to 25 with a current student ID. It offers all of the benefits of our Options Checking Plan, however, the monthly fee is waived with eStatements.
*Please see our Hastings City Bank Customer Service Representative for details.
HCB Savings Account
Smart Start Savings members may transfer to a HCB Savings Account at any time. The monthly fee is waived until age 25 with a current student ID.
|To learn more about savings and financial education, explore these fun links!:|
Hastings City Bank considers financial literacy an important part of our business. To request a Teach Children to Save classroom presentation contact Nancy Goodin via e-mail or at 269-948-5579.