Meet Our Team
Our Commercial Loan Team is here to discuss your growing business. In every case, we use a personalized approach to lending, ensuring the right product fit. We offer flexible financing options, fast and local decision making, and exceptional service.

Tim Kelly
Assistant Vice President, Commercial Loan Officer
: tkelly@hcb.us
: 269-948-5577
: 269-953-3159
Branches Served: Hastings, Middleville, Wayland & Surrounding Areas

Scott Young
Commercial Loan Officer
: syoung@hcb.us
: 269-795-3338
: 269-953-3509
Branches Served: Caledonia, Middleville, Wayland & Surrounding Areas

Linda Engle
Assistant Vice President, Business Development Officer
: lengle@hcb.us
: 269-558-0994
: 269-908-6312
Branches Served: Marshall, Bellevue, Nashville & Surrounding Areas

Rob Ranes
Senior Vice President, Lending
: rranes@hcb.us
: 269-948-5588
Branches Served: Hastings, Middleville, Bellevue, Nashville, Caledonia, Wayland, Marshall

Ashley Ulberg
Assistant Vice President, Retail Banking
: aulberg@hcb.us
: 269-945-2401
NMLS # 478332
Business Ancillary Services

Karen Scoby
Assistant Vice President, Market Manager
: kscoby@hcb.us
: 269-795-3338
NMLS # 478330
Branches Served: Middleville, Wayland & Surrounding Areas

Steve Ritsema
Assistant Vice President, Market Manager
: sritsema@hcb.us
: 616-891-0010
NMLS # 645484