News & Announcements

September 27, 2010

HCB Earns Highest 5-Star Superior Safety Rating!

Hastings City Bank One of the Nation’s Strongest Banks


Media Release

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To the Editor:

Hastings City Bank
One of the Nation’s Strongest Banks

September 2010:  Hastings City Bank, Hastings, Michigan has earned the highest rating for strength and stability from BAUERFINANCIAL, Inc., Coral Gables, Florida, the nation’s bank rating firm. Earning Bauer’s coveted 5-Star Superior rating indicates that Hastings City Bank is one of the strongest banks in the country excelling in such areas as capital adequacy, delinquent loan levels and profitability. 

“There has been a lot of debate recently about how much capital banks should have on hand,” explains Karen L. Dorway, president of BAUERFINANCIAL. “That has never been a question here at Bauer. A sizeable capital cushion can make all the difference in an economic crisis. In fact, we consider it so important that in order to earn a 5-Star rating from Bauer, Hastings City Bank’s capital ratios are at least twice what federal regulators require. With twenty-seven years to back us up, Bauer has always believed that capital is king.”

Established in 1886, Hastings City Bank has been serving the banking needs of its neighbors and friends for 124 years. It operates through six conveniently located offices in Bellevue, Caledonia, Hastings, Middleville, Nashville and Wayland and can also be found on the internet at

Hastings City Bank: “We’re committed to providing and maintaining the personal, hometown service that has been our hallmark since 1886.”

BAUERFINANCIAL, INC., Coral Gables, Florida, the nation’s leading independent bank and credit union rating and research firm, has been reporting on and analyzing the performance of U.S. banks and credit unions since 1983. No institution pays BauerFinancial to rate it, nor can any choose to be excluded. Consumers may obtain star-ratings by visiting


BAUERFINANCIAL, INC. P.O. Box 143520, Coral Gables, FL 33114

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