Personal Banking

Electronic Banking

Online Banking - Access your account or loan information any time, day or night, via the internet. Just log in directly from our website!
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Mobile Banking - Financial Control: brought to you by your mobile device.
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Mobile Check Deposit - Now you can deposit checks anytime, anywhere with the HCB App.
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eStatements - Electronic statements are the fastest and most convenient way to receive your bank statements.
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24 Hour Telephone Banking - Access your account or loan information any time, day or night, via any touch tone phone. An automated system will guide you through the easy-to follow system. Just call1-888-HCB-HCB1 or 269-948-2000.

HCB Cash Card/HCB Cash Card Plus – Bank at your convenience with an HCB Cash Card ATM or HCB Cash Card Plus debit card. Both cards offer 24 hour access to ATMs worldwide. Use your Cash Card Plus anywhere MasterCard is accepted to pay for purchase.

Direct Deposit – Direct Deposit is a safe and convenient way to deposit your paycheck, retirement or federal government funds. You don’t have to worry about your check being lost, stolen, misplaced or having to make a special trip to the bank to deposit your check.

Automatic Transfers – There are many automatic transfer options that can make your life easier, including setting up a transfer to avoid the cost, embarrassment, and inconvenience of bounced checks.

Check Credit – Check Credit protects you from the unexpected. No worries over simple calculation errors, checks you forgot to record or misplaced ATM receipts. Transactions will be covered by transferring a cash advance (up to your available limit) to your checking account. It costs nothing until you use it and the fees and interest charges can be less than the overdraft fees.