Personal Banking

Home Equity Loan

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A fixed loan tied to the equity in your home which allows you to borrow a set dollar amount for a specific period of time.
How does a home equity loan work?
With a Hastings City Bank Home Equity Loan, you can borrow up to 89.9% of the equity in your home which is paid to you in a lump sum. You have a competitive, fixed interest rate and steady monthly payments over the term of the loan. Additional benefits include:
  • Low closing costs
  • Interest is typically tax deductible**
  • Fixed terms to 10 years and amortization schedules up to 15 years.
  • Quick turnaround from application to closing.

**Consult a tax advisor regarding deductibility of interest