Personal Banking

Certificates of Deposit

CDs are designed for individuals who are willing to leave funds on deposit for a specified length of time in return for a higher rate of interest than earned on regular savings. Hastings City Bank CDs give you the financial flexibility offering a range of options for both interest payments and term lengths.

  • Terms offered range from 7 days to 8 years.
  • Interest rates depend on the going market rate, as well as the length of time you agree to have your money on deposit.
  • Initial deposit can be as low as $500.
  • Interest payment methods can vary according to your preference.
  • Choose between a check, transfer to an account, or add the interest back to the CD principal. The frequency of interest payment will depend on your opening deposit.