Personal Checking

At Hastings City Bank, we offer what we believe is the best deal around on checking – an attractive combination of convenience and cost savings. A variety of checking account options are available to meet your individual financial needs.

Features and Benefits Essential Checking Advantage Checking Interest Checking Interest Checking Plus
Free Online Banking with Bill Pay
E-Statements
Free Overdraft Transfers from a HCB Deposit Account
Foreign ATM Fee Waivers
ATM Surcharge Refunds*
Free or Discounted Checks First Order of Checks Free (Wallet Clubs Checks Only)  
Overdraft Privilege Protection  
Monthly Service Fee   $5.00  $6.00   $7.00  $25.00
How to Avoid Monthly Service Fee No monthly fee with eStatements or more than 10 HCB Cash Card Plus transactions per statement cycle** Minimum daily balance of $1,000 or $5,000 combined balance in checking, savings, CD or IRA. Minimum daily balance of $25,000.
Earns Interest
Additional Benefits

Free Photocopies

20% Discount on Safe Deposit Box

Waived Fee on 1 Personal Loan Skip-a-Payment per year

IDProtect – Identity Theft Protection Service

Cellular Telephone Protection

Travel and Leisure Discounts

$hopping Rewards

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2 free Cashiers Checks per month.

Horizons Club membership opportunities.

2 free Cashiers Checks per month.

Free Trust and Investment consultation.

Horizons Club membership opportunities

Transit routing number

Hastings City Bank’s transit routing number is 072402869. Use this number to set up your drafts, direct deposits and outside transfers.

*ATM Surcharge Refunds
Hastings City Bank will refund up to $15 in ATM Surcharge Fees per statement cycle. Please complete the ATM Surcharge Form and submit in person or by fax or email to Hastings City Bank.

**Eligible transactions include debit signature and point of sale pin based transactions.