Youth and Young Adult
Smart Start Savings
Hastings City Bank Smart Start is a savings account designed for young people under the age of 18. With each account you open, your saver receives a piggy bank.
At age 12 a Smart Start savings member may apply for a HCB Cash Card, which allows up to $50.00 ATM withdrawals from the account.*
At age 16 you may request an Essential Checking Account and higher ATM and Point of Sale transaction limits.*
This account is designed for those ages 16 to 25 with a current student ID. It offers all of the benefits of our Essential Checking Plan, however, the monthly fee is waived with eStatements.
Smart Start members may transfer to a HCB Savings Account at any time. The monthly fee is waived until age 25 with a current student ID.
The Hastings City Bank Scholarship is to award a high school senior accepted into a post-secondary education program in finance or a finance related field.
To learn more about savings and financial education, explore these fun links!
American Bankers Association Foundation
Suggested reading for financial education
Lower Elementary: Pre K – 2
Little Critter: Just Saving My Money
Follow the Money!
A Dollar for a Penny
Bargain for Francis
The Berenstain Bears’ Dollars and Sense
A Chair for my Mother
Money, Money, Honey Bunny!
The Cat in the Hat’s Learning Library: One Cent, Two Cents
Do I Need It? Or Do I Want It? Making Budget Choices
Upper Elementary: Grades 3 – 5
Gabriel Gets a Great Deal
How Much is a Million?
Just Enough Carrots
Tia Isa Wants a Car
Isabel’s Car Wash
Lemonade for Sale
Rock, Brock, and the Saving Shock
The Story of Money
Middle School: Grades 6 – 8
Eyewitness Books: Money
The Mighty Miss Malone
Flat Broke: The Theory, Practice and Destructive Properties of Greed
Follow Your Money: Who Gets It, Who Spends It, Where Does It Go?
Go Figure! A Totally Cool Book About Numbers
Jackson Jones and the Puddle of Thorns
Mr. Chicken’s Funny Money
One Hen: How One Small Loan Made a Big Difference
The Lemonade War Series #1: The Lemonade War
High School: Grades 9 – 12
Not Your Parents’ Money Book: Making, Saving, and Spending Your Own Money
Paying for College Without Going Broke
Start It Up: Complete Teen Business Guide to Turning Your Passions Into Pay
The Wealthy Barber, Updated 3rd Edition
Making Money Work: The Teens Guide to Savings, Investing and Building Wealth
All About the Green
For the older student:
Hastings City Bank considers financial literacy an important part of our business. To request a Teach Children to Save classroom presentation, contact Nancy Goodin via e-mail or at 269-948-5579.
*Please see our Hastings City Bank Customer Service Representative for details.